Paycoin (PCI) is the utility token powering PayProtocol, a private-blockchain-based payment ecosystem developed by South Korean fintech company Danal. Built on Hyperledger Fabric, PayProtocol delivers sub-second transaction finality, enterprise-grade privacy, and multi-currency support, enabling real-world crypto payments at scale. Over 130,000 merchants and 3 million users benefit from low-cost, near-instant transactions using the PCI token or other supported cryptocurrencies like BTC and ETH. Through the PayCoin Wallet and Mastercard-linked PayProtocol Card, users can spend crypto at retail locations worldwide. PCI also supports validator voting, promotions, and merchant paybacks, aligning incentives across the ecosystem.
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