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Gemini信用卡评测——2026年日常消费赚取加密货币奖励

Last modified2026年6月3日

Gemini信用卡是首张即时加密货币返现信用卡,专为加密货币爱好者和日常消费者设计。使用这张卡,您在每次消费时都能赚取比特币、以太坊以及其他50多种加密货币,让您能够轻松将加密货币融入日常生活。

与传统的现金返还或积分不同,Gemini信用卡以加密货币的形式回馈用户,这些加密货币会自动存入用户的Gemini账户。在本指南中,我们将探讨Gemini信用卡的工作原理、其主要特点,以及为何它可能是您在2026年最理想的加密货币信用卡。

披露

我们可能会从所列的评测信用卡中获得佣金。这些信用卡由第三方机构发行,受其自身条款和信用审查的约束。数字资产消费可能涉及税务问题。
编辑政策 | 联盟披露

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当您的推荐人在交易中达到$100+时,您和您的推荐人都可获得$75的加密货币奖励,并享受长达12个月的推荐奖励。
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探索2026年最受欢迎的加密货币卡

1. 双子座评论

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• Gemini 是一家总部位于美国的加密货币交易所,提供适合新手和高级交易者的工具。自2014年由 Cameron 和 Tyler Winklevoss 创立以来,Gemini 一直致力于创造简单直观的产品、创新的安全实践、许可和合规。 • Gemini 是少数在美国所有50个州和全球70多个国家均可用的交易所之一。Gemini 为所有类型的交易者提供交易功能。他们的 ActiveTrader 界面是一个为交易者设计和建造的平台,具有多种订单类型、先进的图表工具和能够在微秒级执行交易的高速。Gemini 还通过他们的移动应用程序提供这些高级交易功能,因此您可以随时随地进行交易。 • 强调 Gemini 对安全性的承诺,他们获得并保持 SOC 1 Type 2 和 SOC 2 Type 认证,作为全储备交易所和托管人运营,这意味着平台上的所有资产都以1:1比例备份,作为一家总部位于纽约的公司,受纽约金融服务局的监管。 • Gemini 不要求任何账户最低余额,使得开始投资加密货币变得简单。Gemini 还提供有竞争力的费用,在其API费率表中,maker费率为0.2%,taker费率为0.4%,且随着交易量的增加费用会降低。 • 推荐人在注册后的30天内完成至少100美元的交易,推荐人和被推荐人都将获得75美元的优惠券,可用于购买他们选择的加密货币。有推荐等级允许交易者在被推荐人的交易中赚取长达12个月的交易费用收入。

福利

  • ✅ Simple, intuitive user interface
  • ✅ Innovative security offerings
  • ✅ Diverse cryptocurrency options
  • ✅ Advanced trading features and charts
  • ✅ Available in all 50 US states, and 70+ countries globally

Supported cryptocurrencies

90+

Year launched

2014

当您的推荐人在交易中达到$100+时,您和您的推荐人都可获得$75的加密货币奖励,并享受长达12个月的推荐奖励。

# Gemini Credit Card Review: A Seamless Way to Earn Crypto Rewards

The Gemini Credit Card is a revolutionary product for crypto enthusiasts and everyday consumers alike. As the first instant* crypto rewards credit card, it offers an effortless way for users to earn cryptocurrency on everyday purchases. By blending traditional credit card functionality with the power of crypto, Gemini has created a card that stands out in the financial market.

Earn Crypto on Every Transaction

One of the most significant features of the Gemini Credit Card is its reward structure. Cardholders can earn 4% back in crypto on gas**, 3% on dining, 2% on groceries, and 1% on all other purchases. This tiered rewards system makes it easy for users to accumulate crypto assets as they go about their daily routines, with rewards automatically deposited into their Gemini account.

Instant Access to Your Gemini Credit Card

The Gemini Credit Card offers instant access to a digital version of the card upon approval. Users can add the card to their mobile wallet immediately and begin making purchases online, in-app, and at the point of sale. While users will also receive a physical card, this digital-first approach means there’s no waiting for the physical card to arrive before being able to use the card, allowing users to take advantage of crypto rewards right away.

Flexibility to Choose Your Crypto Rewards

Unlike traditional rewards programs, the Gemini Credit Card allows cardholders to change their selected crypto reward at any time. With over 50 cryptocurrencies available, users can diversify their rewards or focus on specific assets like bitcoin, ethereum, or dogecoin. This flexibility ensures that users can adapt to market trends and personal preferences throughout the month.

No Annual or Foreign Transaction Fees***

The Gemini Credit Card comes with no annual fees, which is a huge plus for users looking to avoid unnecessary costs. Additionally, there are no foreign transaction fees, making this card ideal for travelers who want to earn crypto while spending abroad. Plus, there are no exchange fees when receiving crypto rewards, ensuring that users get the most out of their earnings.****

Sleek, Secure Design

Gemini has placed a strong emphasis on security with this card. Sensitive information, such as the 16-digit card number, is removed from the physical card, making it less vulnerable to theft or fraud. All details are securely stored in the Gemini app, which users can access at any time. The stainless steel card itself is not only durable but also eco-friendly, being made from 75% recycled materials.

Use the Gemini Card Anywhere Mastercard is Accepted

Cardholders can use their Gemini Credit Card anywhere Mastercard is accepted, giving them access to millions of merchants worldwide. Whether paying for groceries, gas, or dining out, users can seamlessly earn crypto with every swipe. This makes the card not only a great financial tool for crypto enthusiasts but also a practical option for everyday spending.

Exclusive Mastercard Benefits

In addition to earning crypto, users of the Gemini Credit Card also get access to exclusive Mastercard benefits. These include Priceless® Experiences, Mastercard ID Theft Protection™, Zero Liability, and Price Protection. These features provide peace of mind while shopping, along with exclusive offers from select merchants like DoorDash, HelloFresh, Lyft, and ShopRunner.

Environmentally Friendly and Stylish

The Gemini Credit Card is available in three stylish colors: silver, rose gold, and black. Its sleek design is made from 75% recycled stainless steel, aligning with the company's commitment to sustainability. Not only does it look premium, but it also reduces environmental impact compared to traditional plastic cards.

Conclusion: Is the Gemini Credit Card Right for You?

For those looking to merge their day-to-day spending with crypto rewards, the Gemini Credit Card is a great solution. With its flexible rewards structure, instant access, and a strong focus on security and sustainability, it offers tremendous value. Whether you’re a seasoned crypto investor or someone looking to dip your toes into the world of digital assets, the Gemini Credit Card makes earning cryptocurrency simple.

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