Stellar was co-founded in 2014 by Jed McCaleb, previously a co-founder of Ripple, and Joyce Kim. Together they launched the Stellar Development Foundation (SDF), a nonprofit organization that supports the network's growth and development with the goal of promoting financial inclusion worldwide.

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Q: What is the Stellar Consensus Protocol (SCP)?

SCP is Stellar's unique consensus mechanism, based on the Federated Byzantine Agreement (FBA). It allows nodes to agree on the validity of transactions through trusted groups, or quorum slices, rather than competing for computational power or staking tokens. This approach delivers fast finality, high security, and energy efficiency, making it ideal for global financial applications.

Q: What is Soroban, and how does it enhance Stellar?

Soroban is Stellar's smart contract platform introduced with Protocol 20 in 2024. Built with Rust and WebAssembly (WASM), it enables developers to build secure and efficient decentralized applications (dApps). Soroban supports complex financial use cases - such as lending, tokenized assets, and decentralized exchanges - while maintaining Stellar's hallmark speed and low costs.

Q: How does Stellar enable cross-border payments?

Stellar facilitates near-instant, low-cost global transfers by converting assets through XLM as a bridge currency. The network's built-in decentralized exchange (DEX) automatically finds the best path between any two currencies, allowing users to send money across borders in seconds without relying on traditional intermediaries.

Q: What makes Stellar different from Ripple (XRP)?

Although both focus on payments, Stellar and Ripple are distinct networks. Stellar is open-source, community-governed, and designed for inclusivity and accessibility, while Ripple primarily serves banks through a for-profit model. Stellar's SCP also operates differently from Ripple's consensus system, relying on decentralized trust rather than validator lists managed by a single entity.

Q: How secure is the Stellar network?

Stellar's design prioritizes security through SCP, which prevents double-spending and malicious attacks even if some nodes misbehave. Soroban enhances security further through Rust's memory safety, non-reentrancy architecture, and an authorization-required model, reducing common smart contract vulnerabilities.

Q: What role does XLM play in the ecosystem?

XLM is used to pay transaction fees, maintain minimum account balances, and serve as a bridge currency for multi-currency payments. This structure prevents spam attacks, keeps the network efficient, and enables seamless currency conversions between fiat and digital assets. Each account must maintain a minimum balance of XLM to remain active on the network.

Q: How does Stellar support real-world asset (RWA) tokenization?

Stellar's native asset-issuance framework lets institutions create tokens representing fiat currencies, securities, or funds directly on-chain. Features like issuer authorization, freeze and clawback controls, and built-in compliance tools make it suitable for regulated assets. Institutions such as Franklin Templeton and WisdomTree have issued tokenized assets on Stellar's network.

Q: What are Stellar Anchors and why are they important?

Anchors are entities that connect Stellar to traditional financial systems by issuing on-chain tokens backed by off-chain assets like fiat currencies. They enable seamless on/off ramps, allowing users to deposit or withdraw local currency while using blockchain-based services, thus bridging the gap between crypto and real-world money.

Q: How fast and affordable are Stellar transactions?

Transactions on Stellar typically settle within 3–5 seconds and cost a fraction of a cent (around 0.00001 XLM). This speed and efficiency make the network ideal for micropayments, remittances, and large-scale institutional use cases.

What is XLM?

XLM is a digital currency designed for the future.

As its adoption continues to grow globally, it becomes an essential addition to any investment portfolio seeking future-proof assets.

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Stellar's growing ecosystem makes it a compelling option for forward-thinking investors

No Control from central Banks

Strong potential for high returns

Secure Transactions

Frequently Asked Questions

How much is 1 XLM in USD?

The live price of 1 XLM updates regularly based on live market data. Use the converter above to see the current rate.

How much XLM can I get for 1 USD?

Prices change based on market activity. Use the converter above to check the current exchange rate for XLM.

How do I convert XLM to USD?

Use the converter at the top of this page. Enter any amount in XLM or USD to get the instant conversion.

How can I buy XLM?

You can buy XLM directly with your local currency at Bitcoin.com. Support for credit cards, bank transfers, and payment apps.

What affects the price of XLM?

The price of XLM changes based on supply, demand, trading volume, and overall crypto market trends.

What other cryptos can I convert?

Check out the respective converter pages for other major cryptocurrencies, or simply select an asset above.

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Stellar FAQ

What is the Stellar Consensus Protocol (SCP)?

Who created Stellar?

What is Soroban, and how does it enhance Stellar?

How does Stellar enable cross-border payments?

What makes Stellar different from Ripple (XRP)?

How secure is the Stellar network?

What role does XLM play in the ecosystem?

How does Stellar support real-world asset (RWA) tokenization?

What are Stellar Anchors and why are they important?

How fast and affordable are Stellar transactions?

How is Stellar environmentally sustainable?

What industries or companies use Stellar today?

Can developers build DeFi apps on Stellar?

How can users get XLM?

What's next for Stellar's roadmap?

What is XLM?

XLM is a digital currency designed for the future.

Stellar's growing ecosystem makes it a compelling option for forward-thinking investors