SoFi – All-in-One Finance with Bank-Grade Crypto

SoFi is a leading fintech company founded in 2011, originally focused on student loan refinancing. Over the years, SoFi has evolved into a full-service financial platform offering banking, investing, lending, and now cryptocurrency trading—all within a single app. In November 2025, SoFi made history by becoming the first and only nationally chartered consumer bank in the U.S. to offer crypto trading directly to its members. With SoFi Crypto, members can buy, sell, and hold 27+ cryptocurrencies including Bitcoin (BTC), Ethereum (ETH), Solana (SOL), XRP, Dogecoin (DOGE), Cardano (ADA), Chainlink (LINK), Avalanche (AVAX), and many more. The platform is designed for both first-time crypto users and experienced traders, with in-app education and guidance to help everyone navigate the crypto landscape. One of SoFi's standout features is its seamless integration with FDIC-insured checking and savings accounts. Members can instantly purchase crypto using funds held in their SoFi accounts without needing to transfer money to an external platform. This streamlined experience, combined with bank-grade security and rigorous compliance standards, provides users with confidence and convenience. SoFi charges a straightforward 1% fee on crypto trades with no monthly maintenance fees. The platform operates under strict regulatory oversight as a nationally chartered bank, offering institutional-level security measures that set it apart from traditional crypto exchanges. With over 13 million members and a reputation built on transparency, SoFi brings bank-level confidence to the crypto market. Looking ahead, SoFi continues to expand its crypto offerings with plans for staking features, crypto-backed borrowing, and their own USD stablecoin (SoFiUSD). Whether you're managing your finances, investing in stocks, or exploring crypto, SoFi provides a unified platform to help you achieve your financial goals.