Explore the best crypto exchanges, spending cards, and services to power your digital finance journey. Whether you're looking to trade, invest, or spend crypto, our reviews help you choose the right platform with confidence.
From regulated exchanges to no-KYC spending cards and global gift card providers, discover secure and user-friendly options to make the most of your crypto in 2025.
70+
2014
Get your SolCard issued instantly and start using it within seconds.
Seamlessly integrate with Apple Pay and Google Pay for in-store purchases.
Enjoy using your SolCard without any annual fees or hidden charges.
Top-up your SolCard easily with SOL, with a minimal 5% fee and 2% fee for non USD purchases.
Request a refund of your balance through the dashboard at any time.
Offers gift cards and mobile top-ups for thousands of services in over 170 countries worldwide.
Accepts BTC, ETH, LTC, DOGE, USDT, and USDC for seamless payments.
Gift cards and mobile refills are delivered instantly upon purchase.
Earn rewards and discounts with every purchase using Bitrefill.
Shop anonymously without needing to create an account.
Use your crypto holdings at over 37 million merchants worldwide and withdraw cash from ATMs globally.
Top up your V-Card using BTC, BCH, ETH, USDC, USDT, and VERSE directly from the Bitcoin.com Wallet app.
Enjoy features like card freezing, spending limits, and real-time transaction alerts for secure spending.
Easily manage your V-Card through the Bitcoin.com Wallet app, ensuring a smooth user experience.
Fully regulated private bank and virtual asset service provider offering USD and Bitcoin accounts with daily interest and full deposit control.
Spend directly in BTC or USD with 1% Bitcoin cashback, no FX fees, and worldwide coverage.
Regulated by the Gibraltar Financial Services Commission with KYC/AML protocols and deposit protection for USD.
Manage Bitcoin and USD seamlessly in a single app with hybrid traditional and digital financial services.
MPC protocols, encrypted communications, and multi-layer cold storage for advanced digital asset security.
Ethereum, BSC, PulseChain (USDC, USDT (Tether), DAI), Arbitrum, Polygon, Optimism (USDC, USDC.e, USDT (Tether), DAI), Solana (USDC, USDT (Tether)), Base (USDC, DAI), Stellar (All coins)
2022
Prepaid Cards (Open and Closed Loop)
None - Completely anonymous
ads@bitcoin.com
Discover top crypto shorting exchanges with Bitcoin.com in the ever-evolving market
Read this article
Find the most cost-effective crypto exchanges with Bitcoin.com .
Read this article
Discover the best Ripple (XRP) exchanges with Bitcoin.com for easy trading
Read this article
Find user-friendly exchanges to trade altcoins with low fees and protections.
Read this article
Explore leading exchanges for day trading BTC and altcoins with advanced features.
Read this article• Gemini is a US-based crypto exchange with tools for both new and advanced traders. Since its founding in 2014 by Cameron and Tyler Winklevoss, Gemini has prioritized creating simple and intuitive products, innovative security practices, licensing, and compliance.
• Gemini is one of the few exchanges that is available in all 50 US States and more than 70 countries globally. Gemini offers trading features for all types of traders. Their ActiveTrader interface is a platform designed and built for traders and features multiple order types, advanced charting tools, and high speeds capable of executing trades in microseconds. Gemini also offers these advanced trading features through their mobile app, so you can trade on the go.
• Highlighting Gemini’s commitment to security, they earned and maintain both SOC 1 Type 2 and SOC 2 Type certifications, operate as a full-reserve exchange and custodian meaning all assets on platform are backed 1:1, and as a NY based company are regulated by the New York Department of Financial Services.
• Gemini does not require any account minimums, making it easy to get started investing in cryptocurrency. Gemini also offers competitive fees, 0.2% maker and 0.4% taker fees on their API fee schedule, and fees decrease as trading volume increases.
• When the referee signs up and places at least US$100 worth of trades within 30 days of signing up, both referrer and referee will receive US$75 in the cryptocurrency of their choice. There are referral tiers that allow traders to earn trading fee revenue on the referees' trades for up to 12 months.
70+
2014
Earn $75 in crypto for you and your referee when they trade $100+, plus enjoy up to 12 months of referral rewards
SolCard offers a seamless bridge between the Solana blockchain and everyday spending. By allowing users to top-up their cards with SOL, SolCard enables quick and easy transactions both online and in physical stores through integration with Apple Pay and Google Pay. With no annual fees and instant issuance, SolCard provides a convenient solution for those looking to utilize their cryptocurrency holdings in daily life.
The platform emphasizes user privacy by not collecting personal information during the card issuance process. Users can enjoy the flexibility of topping up their cards with SOL and benefit from features like easy refunds and a straightforward fee structure. Whether you're shopping online or tapping to pay in-store, SolCard simplifies the process, making it an attractive option for crypto enthusiasts and everyday users alike.
Additionally, SolCard supports a wide range of merchants globally, enhancing its usability across various spending categories. The integration with major mobile payment platforms ensures that users can make purchases effortlessly, aligning with modern payment preferences. Overall, SolCard stands out as a versatile and user-friendly option for integrating cryptocurrency into everyday transactions.
Get your SolCard issued instantly and start using it within seconds.
Seamlessly integrate with Apple Pay and Google Pay for in-store purchases.
Enjoy using your SolCard without any annual fees or hidden charges.
Top-up your SolCard easily with SOL, with a minimal 5% fee and 2% fee for non USD purchases.
Request a refund of your balance through the dashboard at any time.
Instantly create and top-up your SolCard with SOL and enjoy hassle-free shopping IRL and online with NO KYC.
Bitrefill is the go-to platform for anyone looking to use cryptocurrency for everyday purchases. With a vast catalog of gift cards, vouchers, and mobile top-up options, Bitrefill allows users to pay for services and products in over 170 countries using popular cryptocurrencies like Bitcoin, Ethereum, Litecoin, Dogecoin, USDT, and USDC. Its seamless payment process ensures instant delivery, so you can access your gift cards or mobile refills in seconds. Whether you’re topping up your phone, buying groceries, or indulging in entertainment, Bitrefill makes it easy to live on crypto.
One of Bitrefill’s standout features is its ability to operate without requiring registration, allowing users to make purchases anonymously while still ensuring fast and reliable service. For those who frequently shop with crypto, Bitrefill’s rewards program offers a way to earn discounts and cashback, providing additional value for loyal customers. The platform supports a wide range of industries, including retail, gaming, travel, and food delivery, making it versatile enough to cover most of your spending needs. Bitrefill is also committed to expanding its services, constantly adding new brands and countries to its network.
Security and customer satisfaction are at the core of Bitrefill’s operations. The platform uses secure crypto payment processing and does not store sensitive data, ensuring your privacy is always protected. With its intuitive interface and reliable service, Bitrefill has become a trusted choice for crypto enthusiasts looking to integrate digital currency into their daily lives. Whether you’re looking to simplify bill payments or find the perfect gift, Bitrefill provides an efficient, secure, and rewarding solution for crypto-powered transactions.
Offers gift cards and mobile top-ups for thousands of services in over 170 countries worldwide.
Accepts BTC, ETH, LTC, DOGE, USDT, and USDC for seamless payments.
Gift cards and mobile refills are delivered instantly upon purchase.
Earn rewards and discounts with every purchase using Bitrefill.
Shop anonymously without needing to create an account.
The ultimate platform for buying gift cards and mobile top-ups with cryptocurrency!
The Bitcoin.com V-Card bridges the gap between digital currencies and traditional finance, allowing users to spend their crypto assets effortlessly. With support for multiple cryptocurrencies, global merchant acceptance, and robust security features, the V-Card offers a comprehensive solution for everyday spending. VERSE token holders benefit from exclusive perks, making the V-Card an integral part of the Bitcoin.com ecosystem.
Use your crypto holdings at over 37 million merchants worldwide and withdraw cash from ATMs globally.
Top up your V-Card using BTC, BCH, ETH, USDC, USDT, and VERSE directly from the Bitcoin.com Wallet app.
Enjoy features like card freezing, spending limits, and real-time transaction alerts for secure spending.
Receive special rewards and discounts when purchasing the V-Card with VERSE, including a 33% discount on the card fee.
Easily manage your V-Card through the Bitcoin.com Wallet app, ensuring a smooth user experience.
Enjoy a 33% discount on the card fee when purchasing with VERSE and look forward to exclusive rewards for VERSE holders.
Xapo Bank is a fully licensed private bank headquartered in Gibraltar, offering secure banking services with a crypto-first approach. Built for individuals and institutions alike, the platform combines the familiarity of USD banking with the flexibility of Bitcoin, all under a trusted regulatory framework.
Users can earn daily interest on both BTC and USD deposits — up to 0.5% on BTC, and 3.75% on USD and competitive returns on USD. All interest is paid daily, and in the case of USD, it’s paid in Satoshis, blending traditional finance with crypto-native benefits.
The Xapo Card adds further versatility. This global debit card enables users to spend directly from their Bitcoin or USD balance and offers up to 1% cashback in BTC on purchases. With zero FX fees and real-time notifications, it ensures spending is seamless across borders.
Xapo Bank puts security at the forefront. Its infrastructure uses Multi-Party Computation (MPC) and a distributed key architecture to eliminate single points of failure. Funds are held in highly protected environments, and the bank adheres to rigorous compliance under the Gibraltar Financial Services Commission.
Though no longer operating in the U.S., Xapo remains a strong global solution, particularly for users outside traditional banking access points. The upcoming launch of its native utility token will further enhance services including governance, staking, launchpads, and a crypto debit card rewards program.
Fully regulated private bank and virtual asset service provider offering USD and Bitcoin accounts with daily interest and full deposit control.
Earn daily interest on up to 5 BTC and on your USD balance—paid in Satoshis for added flexibility.
Spend directly in BTC or USD with 1% Bitcoin cashback, no FX fees, and worldwide coverage.
Regulated by the Gibraltar Financial Services Commission with KYC/AML protocols and deposit protection for USD.
Manage Bitcoin and USD seamlessly in a single app with hybrid traditional and digital financial services.
MPC protocols, encrypted communications, and multi-layer cold storage for advanced digital asset security.
Laso Finance is a revolutionary crypto payment platform founded in 2022 that brings the world's first no-KYC stablecoin prepaid cards. The platform allows users to instantly issue globally accepted prepaid cards without providing any personal information, making it the privacy-maximizing way to spend cryptocurrency.
The platform seamlessly integrates with crypto wallets, allowing users to connect and deposit ERC-20 tokens including USDC, USDT, and DAI. Once deposited, users receive instant prepaid cards that can be used anywhere, including online shopping, Apple Pay, Google Pay, and Samsung Pay.
Laso Finance stands out for its advanced compliance technology that incorporates on-chain transaction data, device fingerprinting, and card spending behavior analysis to prevent money laundering and other nefarious activities while maintaining complete user privacy. This innovative approach allows the platform to operate without traditional KYC requirements.
The platform offers universal acceptance with cards that work globally wherever prepaid cards are accepted. Users can shop online, make in-store purchases, and use mobile payment systems without compromising their privacy or revealing personal information. The instant issuance feature means users can start spending immediately after depositing their crypto.
As a Web3 wallet tool, Laso Finance represents the future of anonymous crypto spending, combining the convenience of traditional payment cards with the privacy and security of blockchain technology. The platform has gained recognition in the DeFi space for its innovative approach to bridging crypto and traditional finance.
Ethereum, BSC, PulseChain (USDC, USDT (Tether), DAI), Arbitrum, Polygon, Optimism (USDC, USDC.e, USDT (Tether), DAI), Solana (USDC, USDT (Tether)), Base (USDC, DAI), Stellar (All coins)
2022
Prepaid Cards (Open and Closed Loop)
None - Completely anonymous
50% Bonus on First Deposit Fees 💰 Instant Issuance ⚡️ No personal information needed 🔒
These platforms bridge cryptocurrency with real-world usage through different approaches
Key categories:
Exchanges: like Gemini for trading and investing
Spending cards: like SolCard for everyday purchases
Gift card services: like Bitrefill for retail shopping
Each service solves different needs for crypto users, from active trading to passive spending.
Using crypto platforms is simple and straightforward. Here's how they generally work:
This process makes it incredibly easy to convert your Solana-based assets into spendable funds anywhere major cards are accepted.
When evaluating crypto platforms, focus on these critical aspects:
Consider whether you need trading capabilities, spending flexibility, or shopping convenience. Trading platforms excel for investment activities, spending cards optimize everyday transactions, while gift services bridge crypto with retail purchases. Your dominant use case should guide the selection process.
Examine all applicable fees including transaction costs, conversion rates, and withdrawal charges. Pay attention to spending limits for cards or trading minimums for exchanges. Services with transparent fee structures and competitive exchange rates typically offer better long-term value.
The best services provide seamless mobile and desktop experiences with intuitive interfaces. Check for features like real-time balance updates, transaction alerts, and multi-device synchronization. Advanced users might prioritize API access or developer tools.
Assess which cryptocurrencies and stablecoins are supported. Some platforms specialize in specific blockchain ecosystems, while others offer broad asset selection. If you need fiat conversions, verify supported currencies and banking partners.
Prioritize services with robust security measures like two-factor authentication, withdrawal whitelisting, and cold storage practices. Regulatory compliance and insurance coverage provide additional protection for your funds.
Services vary in regional availability due to regulatory requirements. Confirm your country is supported, especially for card issuance or banking features. Some platforms offer limited functionality in certain jurisdictions.
All quality crypto services provide borderless access to digital assets with faster transaction processing than traditional finance. They eliminate intermediaries, giving users direct control over their funds while maintaining transparency through blockchain verification.
Trading platforms deliver professional-grade tools for market analysis and portfolio growth. Spending solutions convert crypto to real-world purchasing power with increasing merchant acceptance. Gift services unlock thousands of retail options while preserving crypto’s benefits.
Here's a balanced look at the advantages and limitations:
Pros:
Crypto integration: Directly use your digital assets for trading, spending, or shopping
Global access: Available to users in multiple countries worldwide
Fast transactions: Instant processing for trades, card issuance, and gift card delivery
Mobile compatibility: Apps and mobile wallet support for on-the-go use
Privacy options: Some services offer no-KYC alternatives
Reward programs: Potential cashback, bonuses, or loyalty benefits
Multiple crypto support: Various platforms accept major cryptocurrencies
Cons:
Fees: May include transaction, conversion, or service charges
Crypto volatility: Value fluctuations affect purchasing power
Geographic restrictions: Some services aren't available everywhere
Learning curve: Requires basic crypto knowledge for optimal use
Limited traditional banking features: Fewer protections than conventional financial services
Asset restrictions: Not all platforms support every cryptocurrency
Which service is most private? SolCard and Bitrefill don't require ID, while Gemini needs full verification.
Only SolCard lets you spend like a debit card. Gemini trades crypto, Bitrefill does gift cards.
Gemini supports 70+ coins, while SolCard (3) and Bitrefill (6) have fewer.
SolCard is instant, Bitrefill delivers codes immediately, Gemini takes 1-3 days for approval.
Gemini works best for US traders, while SolCard/Bitrefill work worldwide.
Bitrefill gives 1-4% back, Gemini has sign-up bonus, SolCard doesn't offer rewards.
A seasoned innovator in the gaming and tech world, with nearly two decades of hands-on experience bridging the gap between emerging technologies and interactive entertainment. Since 2006, he has been at the forefront of industry evolution - from early online gaming ecosystems to today's cutting-edge game development tools, streaming platforms, and Web3 integrations.
ads@bitcoin.com
Perks
Welcome bonus
About the Author